Michael Schwartz-Cardinal Financial Company, Limited Partnership

Phoenix has 109 mortgage lenders listed in this directory, and most are easy to reach right away. 107 of them include a phone number, and 104 list a website, so calling two or three before you commit to an application takes little effort. The largest concentration sits in ZIP 85037, with 20 lenders, followed by 85016 and 85020, though offices are spread across the metro rather than clustered in one corridor.

No listing here wears a Sponsored badge, since paid placement for this category hasn't launched in Phoenix, so what you're scrolling is a plain, unranked set of entries. If you run one of these lending offices and a phone number or website link is stale, you can claim the listing and fix it, so a borrower actually gets through instead of hitting a dead end. Use the listed numbers and sites as a starting point, compare a few rates and terms directly with each lender, and treat this page as a directory of contacts rather than a ranking of who to choose.