Spartan Credit Advisors

Every one of the 72 credit and debt counseling listings for New York includes a phone number, so you can start dialing right away instead of hunting for contact details. Sixty-four of those entries also link out to a website, giving you a second way to check hours, services, or intake forms before you call. Listings cluster in zip codes like 11201, 10018, and 10005, so if you live or work near one of those areas you may find a few options within a short trip. Call two or three that fit your neighborhood and situation, and ask directly about fees, session format, and whether they handle the type of debt you're dealing with.

None of these listings currently show a Sponsored marker, because paid placement for this category has not launched in New York, so what you see is the raw directory order rather than a curated shortlist. If you manage one of these counseling practices and notice an outdated number or a blank website field, you can claim the listing yourself and add accurate details, which helps the next person searching a zip like 10451 or 11372 reach you without extra digging.